personal capital review reddit

The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. I know it's not ultra FIRE mindset but meh, as long as I'm putting away a decent chunk into my savings / retirement funds each month im far better off than a lot of people. I use it to track investments because it is the most detailed and accurate and broad aggregation site I've found. Today we’re excited to announce the launch of Personal Capital Cash, a new high-yield account with aggregated FDIC insurance that covers balances up to $1.25 million, and Savings Planner, a savings tool to help people plan annual retirement savings, an emergency fund, and pay down debt. Personal Capital does all that. I'm always intrigued by tech companies here in the Valley … My name is Carlos. .Rd5g7JmL4Fdk-aZi1-U_V{transition:all .1s linear 0s}._2TMXtA984ePtHXMkOpHNQm{font-size:16px;font-weight:500;line-height:20px;margin-bottom:4px}.CneW1mCG4WJXxJbZl5tzH{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._11ARF4IQO4h3HeKPpPg0xb{transition:all .1s linear 0s;display:none;fill:var(--newCommunityTheme-button);height:16px;width:16px;vertical-align:middle;margin-bottom:2px;margin-left:4px;cursor:pointer}._1I3N-uBrbZH-ywcmCnwv_B:hover ._11ARF4IQO4h3HeKPpPg0xb{display:inline-block}._2IvhQwkgv_7K0Q3R0695Cs{border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._2IvhQwkgv_7K0Q3R0695Cs:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B{transition:all .1s linear 0s;border-radius:4px;border:1px solid var(--newCommunityTheme-line)}._1I3N-uBrbZH-ywcmCnwv_B:focus{outline:none}._1I3N-uBrbZH-ywcmCnwv_B.IeceazVNz_gGZfKXub0ak,._1I3N-uBrbZH-ywcmCnwv_B:hover{border:1px solid var(--newCommunityTheme-button)}._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk._35hmSCjPO8OEezK36eUXpk{margin-top:25px;left:-9px}._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:focus-within,._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP._3aEIeAgUy9VfJyRPljMNJP:hover{transition:all .1s linear 0s;border:none;padding:8px 8px 0}._25yWxLGH4C6j26OKFx8kD5{display:inline}._2YsVWIEj0doZMxreeY6iDG{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-metaText);display:-ms-flexbox;display:flex;padding:4px 6px}._1hFCAcL4_gkyWN0KM96zgg{color:var(--newCommunityTheme-button);margin-right:8px;margin-left:auto;color:var(--newCommunityTheme-errorText)}._1hFCAcL4_gkyWN0KM96zgg,._1dF0IdghIrnqkJiUxfswxd{font-size:12px;font-weight:700;line-height:16px;cursor:pointer;-ms-flex-item-align:end;align-self:flex-end;-webkit-user-select:none;-ms-user-select:none;user-select:none}._1dF0IdghIrnqkJiUxfswxd{color:var(--newCommunityTheme-button)}._3VGrhUu842I3acqBMCoSAq{font-weight:700;color:#ff4500;text-transform:uppercase;margin-right:4px}._3VGrhUu842I3acqBMCoSAq,.edyFgPHILhf5OLH2vk-tk{font-size:12px;line-height:16px}.edyFgPHILhf5OLH2vk-tk{font-weight:400;-ms-flex-preferred-size:100%;flex-basis:100%;margin-bottom:4px;color:var(--newCommunityTheme-metaText)}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX{margin-top:6px}._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._19lMIGqzfTPVY3ssqTiZSX._3MAHaXXXXi9Xrmc_oMPTdP{margin-top:4px} You can also read our community reviews and hear what others have to say about their experience with Personal Capital. Plus, there is no account minimum. The company currently has about $13.5 billion in assets under management. Any tips on how to categorize this so it doesnât inflate our net worth? ._33axOHPa8DzNnTmwzen-wO{display:block;padding:0 16px;width:100%}.isNotInButtons2020 ._33axOHPa8DzNnTmwzen-wO{font-size:14px;font-weight:700;letter-spacing:.5px;line-height:32px;text-transform:uppercase} The company’s CEO, Bill Harris, co-founded PassMark Security. It didn’t calculate the holdings and of what. It's like PC is somehow not treating it as an even exchange, but rather just treating it as an increase somehow. It didn’t calculate the holdings and of what. Headway Capital is an alternative lender that provides business lines of credit to small business owners. .FIYolDqalszTnjjNfThfT{max-width:256px;white-space:normal;text-align:center} Personal Capital uses bank-level, military-grade encryption to keep client information safe and secure. The annual fee for the basic service is just 0.25%, so beginners may feel more comfortable with that. Right now it looks like we just had a big chunk of money come in all at once a few months ago, but itâs not really âincomeâ as we just transferred money from one asset class to another at a small loss (from real estate to cash). I use it for just bank accounts and credit cards. It's good for seeing where my money is at the moment, both net worth and what I'm invested in. ._3Qx5bBCG_O8wVZee9J-KyJ{border-top:1px solid var(--newRedditTheme-line);margin-top:16px;padding-top:16px}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN{margin:0;padding:0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:21px;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;margin:8px 0}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ.QgBK4ECuqpeR2umRjYcP2{opacity:.4}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label{font-size:12px;font-weight:500;line-height:16px;display:-ms-flexbox;display:flex;-ms-flex-align:center;align-items:center}._3Qx5bBCG_O8wVZee9J-KyJ ._2NbKFI9n3wPM76pgfAPEsN ._2btz68cXFBI3RWcfSNwbmJ label svg{fill:currentColor;height:20px;margin-right:4px;width:20px}._3Qx5bBCG_O8wVZee9J-KyJ ._4OtOUaGIjjp2cNJMUxme_{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;-ms-flex-pack:justify;justify-content:space-between;padding:0;width:100%}._3Qx5bBCG_O8wVZee9J-KyJ ._4OtOUaGIjjp2cNJMUxme_ svg{display:inline-block;height:12px;width:12px}.isInButtons2020 ._4OtOUaGIjjp2cNJMUxme_{padding:0 12px}.isInButtons2020 ._1ra1vBLrjtHjhYDZ_gOy8F{font-family:Noto Sans,Arial,sans-serif;font-size:12px;font-weight:700;letter-spacing:unset;line-height:16px;text-transform:unset}._1ra1vBLrjtHjhYDZ_gOy8F{--textColor:var(--newCommunityTheme-widgetColors-sidebarWidgetTextColor);--textColorHover:var(--newCommunityTheme-widgetColors-sidebarWidgetTextColorShaded80);font-size:10px;font-weight:700;letter-spacing:.5px;line-height:12px;text-transform:uppercase;color:var(--textColor);fill:var(--textColor);opacity:1}._1ra1vBLrjtHjhYDZ_gOy8F._2UlgIO1LIFVpT30ItAtPfb{--textColor:var(--newRedditTheme-widgetColors-sidebarWidgetTextColor);--textColorHover:var(--newRedditTheme-widgetColors-sidebarWidgetTextColorShaded80)}._1ra1vBLrjtHjhYDZ_gOy8F:active,._1ra1vBLrjtHjhYDZ_gOy8F:hover{color:var(--textColorHover);fill:var(--textColorHover)}._1ra1vBLrjtHjhYDZ_gOy8F:disabled,._1ra1vBLrjtHjhYDZ_gOy8F[data-disabled],._1ra1vBLrjtHjhYDZ_gOy8F[disabled]{opacity:.5;cursor:not-allowed} Just had my portfolio review with a Personal Capital financial advisor, as well. pastel wrote: ↑ Tue Apr 16, 2019 2:21 am I think saying that the Personal Capital advisor has complete "control" is a bit of a misnomer. There’s also an $11.99 monthly option. Personal Capital is a registered investment advisor providing free services to attract more affluent site users – particularly those with investable assets of at least $100,000. After reviewing your setup, I have escalated these issue to Yodlee, our third-party aggregation partner, for review. I just politely stated I'm very satisfied making my own financial decisions, and they never called back. Personal Capital is a digital financial advisory service that offers tools and services beyond the norm. Security. If you were to want to do that, mint combined with personalized spreadsheets would suit you well. They now have over 1.8 million registered users tracking over $800 billion in assets under management as of 2H2020. Personal Capital is a free financial dashboard that can track every aspect of your finances. About Personal Capital. By using our Services or clicking I agree, you agree to our use of cookies. Update: It looks like a way to work around this is to categorize the wire transfer/check in question as âPortfolio Managementâ or âTransferâ (or one of the similar categories in the âOtherâ transactions tab). You can use it even if you have just $5 to invest. I'm one of the support representatives for Personal Capital. By using our Services or clicking I agree, you agree to our use of cookies. Personal Capital and YNAB are popular financial applications. A subreddit for discussing the use of Personal Capital services, or any other services that compare. ._3-SW6hQX6gXK9G4FM74obr{display:inline-block;vertical-align:text-bottom;width:16px;height:16px;font-size:16px;line-height:16px} /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/ReredditLink.f7b66a91705891e84a09.css.map*/Mint has so much ads that it affects the experience. The Personal Capital Cash™ Annual Percentage Yield (APY) as of 3/23/20 is 0.05% APY (0.0499% interest rate). Marking a transaction as a duplicate will Zero out and stop counting that transaction in reporting but display it in the account it came from in case you need to view or unmark it. Mint was never able to track my investments well. At this point I’ve found that the best way to protect my data is to give it away as little as possible. Personal Capital is aware that annual fees can decrease the performance of your investments for the long haul. I use it. PC breaks less frequently too. I switched because Mint would constantly make me fix my accounts. I really like it. I used to use Mint to track expenses, but now I don't really look at it anymore since our expenses are pretty static (mostly fixed expenses). They occasionally call but I just ignore them. Personal Capital uses Pershing Advisor Solutions (a Bank of New York Mellon Company) as its custodian. ._2cHgYGbfV9EZMSThqLt2tx{margin-bottom:16px;border-radius:4px}._3Q7WCNdCi77r0_CKPoDSFY{width:75%;height:24px}._2wgLWvNKnhoJX3DUVT_3F-,._3Q7WCNdCi77r0_CKPoDSFY{background:var(--newCommunityTheme-field);background-size:200%;margin-bottom:16px;border-radius:4px}._2wgLWvNKnhoJX3DUVT_3F-{width:100%;height:46px} For Personal Capital advisory clients, the APY is 0.10% (0.099% interest rate). It makes it easy for me to rebalance across all of my holdings — IRA, 401k, TSP, brokerage accounts, etc. /*# sourceMappingURL=https://www.redditstatic.com/desktop2x/chunkCSS/TopicLinksContainer.361933014be843c79476.css.map*/._2ppRhKEnnVueVHY_G-Ursy{-ms-flex-align:center;align-items:center;display:-ms-flexbox;display:flex;margin:22px 0 0;min-height:200px;overflow:hidden;position:relative}._2KLA5wMaJBHg0K2z1q0ci_{margin:0 -7px -8px}._1zdLtEEpuWI_Pnujn1lMF2{bottom:0;position:absolute;right:52px}._3s18OZ_KPHs2Ei416c7Q1l{margin:0 0 22px;position:relative}.LJjFa8EhquYX8xsTnb9n-{filter:grayscale(40%);position:absolute;top:11px}._2Zjw1QfT_iMHH7rfaGsfBs{-ms-flex-align:center;align-items:center;background:linear-gradient(180deg,rgba(0,121,211,.24),rgba(0,121,211,.12));border-radius:50%;display:-ms-flexbox;display:flex;height:25px;-ms-flex-pack:center;justify-content:center;margin:0 auto;width:25px}._2gaJVJ6_j7vwKV945EABN9{background-color:var(--newCommunityTheme-button);border-radius:50%;height:15px;width:15px;z-index:1} Press question mark to learn the rest of the keyboard shortcuts. Personal Capital Cash and Savings Planner are new offerings for a complete savings solution. Personal Capital Review. ._9ZuQyDXhFth1qKJF4KNm8{padding:12px 12px 40px}._2iNJX36LR2tMHx_unzEkVM,._1JmnMJclrTwTPpAip5U_Hm{font-size:16px;font-weight:500;line-height:20px;color:var(--newCommunityTheme-bodyText);margin-bottom:40px;padding-top:4px}._306gA2lxjCHX44ssikUp3O{margin-bottom:32px}._1Omf6afKRpv3RKNCWjIyJ4{font-size:18px;font-weight:500;line-height:22px;border-bottom:2px solid var(--newCommunityTheme-line);color:var(--newCommunityTheme-bodyText);margin-bottom:8px;padding-bottom:8px}._2Ss7VGMX-UPKt9NhFRtgTz{margin-bottom:24px}._3vWu4F9B4X4Yc-Gm86-FMP{border-bottom:1px solid var(--newCommunityTheme-line);margin-bottom:8px;padding-bottom:2px}._3vWu4F9B4X4Yc-Gm86-FMP:last-of-type{border-bottom-width:0}._2qAEe8HGjtHsuKsHqNCa9u{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-bodyText);padding-bottom:8px;padding-top:8px}.c5RWd-O3CYE-XSLdTyjtI{padding:8px 0}._3whORKuQps-WQpSceAyHuF{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-actionIcon);margin-bottom:8px}._1Qk-ka6_CJz1fU3OUfeznu{margin-bottom:8px}._3ds8Wk2l32hr3hLddQshhG{font-weight:500}._1h0r6vtgOzgWtu-GNBO6Yb,._3ds8Wk2l32hr3hLddQshhG{font-size:12px;line-height:16px;color:var(--newCommunityTheme-actionIcon)}._1h0r6vtgOzgWtu-GNBO6Yb{font-weight:400}.horIoLCod23xkzt7MmTpC{font-size:12px;font-weight:400;line-height:16px;color:#ea0027}._33Iw1wpNZ-uhC05tWsB9xi{margin-top:24px}._2M7LQbQxH40ingJ9h9RslL{font-size:12px;font-weight:400;line-height:16px;color:var(--newCommunityTheme-actionIcon);margin-bottom:8px} ._1x9diBHPBP-hL1JiwUwJ5J{font-size:14px;font-weight:500;line-height:18px;color:#ff585b;padding-left:3px;padding-right:24px}._2B0OHMLKb9TXNdd9g5Ere-,._1xKxnscCn2PjBiXhorZef4{height:16px;padding-right:4px;vertical-align:top}._1LLqoNXrOsaIkMtOuTBmO5{height:20px;padding-right:8px;vertical-align:bottom}.QB2Yrr8uihZVRhvwrKuMS{height:18px;padding-right:8px;vertical-align:top}._3w_KK8BUvCMkCPWZVsZQn0{font-size:14px;font-weight:500;line-height:18px;color:var(--newCommunityTheme-actionIcon)}._3w_KK8BUvCMkCPWZVsZQn0 ._1LLqoNXrOsaIkMtOuTBmO5,._3w_KK8BUvCMkCPWZVsZQn0 ._2B0OHMLKb9TXNdd9g5Ere-,._3w_KK8BUvCMkCPWZVsZQn0 ._1xKxnscCn2PjBiXhorZef4,._3w_KK8BUvCMkCPWZVsZQn0 .QB2Yrr8uihZVRhvwrKuMS{fill:var(--newCommunityTheme-actionIcon)} Has anyone else seen anything like this? and manage over $11 billion in assets (that's what pays for the service, fees on those managed investment assets) – that's some serious cash. Press question mark to learn the rest of the keyboard shortcuts. ._1EPynDYoibfs7nDggdH7Gq{margin-bottom:8px;position:relative}._1EPynDYoibfs7nDggdH7Gq._3-0c12FCnHoLz34dQVveax{max-height:63px;overflow:hidden}._1zPvgKHteTOub9dKkvrOl4{font-family:Noto Sans,Arial,sans-serif;font-size:14px;line-height:21px;font-weight:400;word-wrap:break-word}._1dp4_svQVkkuV143AIEKsf{-ms-flex-align:baseline;align-items:baseline;background-color:var(--newCommunityTheme-body);bottom:-2px;display:-ms-flexbox;display:flex;-ms-flex-flow:row nowrap;flex-flow:row nowrap;padding-left:2px;position:absolute;right:-8px}._5VBcBVybCfosCzMJlXzC3{font-family:Noto Sans,Arial,sans-serif;font-size:14px;font-weight:400;line-height:21px;color:var(--newCommunityTheme-bodyText)}._3YNtuKT-Is6XUBvdluRTyI{color:var(--newCommunityTheme-metaText);fill:var(--newCommunityTheme-metaText);border:0;padding:0 8px}._3YNtuKT-Is6XUBvdluRTyI:active,._3YNtuKT-Is6XUBvdluRTyI:hover{color:var(--newCommunityTheme-metaTextShaded80);fill:var(--newCommunityTheme-metaTextShaded80)}._3YNtuKT-Is6XUBvdluRTyI:disabled,._3YNtuKT-Is6XUBvdluRTyI[data-disabled],._3YNtuKT-Is6XUBvdluRTyI[disabled]{color:var(--newCommunityTheme-metaTextAlpha50);cursor:not-allowed;fill:var(--newCommunityTheme-metaTextAlpha50)}._2ZTVnRPqdyKo1dA7Q7i4EL{transition:all .1s linear 0s}.k51Bu_pyEfHQF6AAhaKfS{transition:none}._2qi_L6gKnhyJ0ZxPmwbDFK{transition:all .1s linear 0s;display:block;background-color:var(--newCommunityTheme-field);border-radius:4px;padding:8px;margin-bottom:12px;margin-top:8px;border:1px solid var(--newCommunityTheme-canvas);cursor:pointer}._2qi_L6gKnhyJ0ZxPmwbDFK:focus{outline:none}._2qi_L6gKnhyJ0ZxPmwbDFK:hover{border:1px solid var(--newCommunityTheme-button)}._2qi_L6gKnhyJ0ZxPmwbDFK._3GG6tRGPPJiejLqt2AZfh4{transition:none;border:1px solid var(--newCommunityTheme-button)}.IzSmZckfdQu5YP9qCsdWO{cursor:pointer;transition:all .1s linear 0s}.IzSmZckfdQu5YP9qCsdWO ._1EPynDYoibfs7nDggdH7Gq{border:1px solid transparent;border-radius:4px;transition:all .1s linear 0s}.IzSmZckfdQu5YP9qCsdWO:hover ._1EPynDYoibfs7nDggdH7Gq{border:1px solid var(--newCommunityTheme-button);padding:4px}._1YvJWALkJ8iKZxUU53TeNO{font-size:12px;font-weight:700;line-height:16px;color:var(--newCommunityTheme-button)}._3adDzm8E3q64yWtEcs5XU7{display:-ms-flexbox;display:flex}._3adDzm8E3q64yWtEcs5XU7 ._3jyKpErOrdUDMh0RFq5V6f{-ms-flex:100%;flex:100%}._3adDzm8E3q64yWtEcs5XU7 .dqhlvajEe-qyxij0jNsi0{color:var(--newCommunityTheme-button)}._3adDzm8E3q64yWtEcs5XU7 ._12nHw-MGuz_r1dQx5YPM2v,._3adDzm8E3q64yWtEcs5XU7 .dqhlvajEe-qyxij0jNsi0{font-size:12px;font-weight:700;line-height:16px;cursor:pointer;-ms-flex-item-align:end;align-self:flex-end;-webkit-user-select:none;-ms-user-select:none;user-select:none}._3adDzm8E3q64yWtEcs5XU7 ._12nHw-MGuz_r1dQx5YPM2v{color:var(--newCommunityTheme-button);margin-right:8px;color:var(--newCommunityTheme-errorText)}._3zTJ9t4vNwm1NrIaZ35NS6{font-family:Noto Sans,Arial,sans-serif;font-size:14px;line-height:21px;font-weight:400;word-wrap:break-word;width:100%;padding:0;border:none;background-color:transparent;resize:none;outline:none;cursor:pointer;color:var(--newRedditTheme-bodyText)}._2JIiUcAdp9rIhjEbIjcuQ-{resize:none;cursor:auto}._2I2LpaEhGCzQ9inJMwliNO{display:inline-block}._2I2LpaEhGCzQ9inJMwliNO,._42Nh7O6pFcqnA6OZd3bOK{margin-left:4px;vertical-align:middle}._42Nh7O6pFcqnA6OZd3bOK{fill:var(--newCommunityTheme-button);height:16px;width:16px;margin-bottom:2px} Experience with Personal Capital was founded in 2009 and is based in Carlos! Industry-Leading digital wealth management company that helps people transform their financial lives through technology and advisory services on to. % interest rate ) high wealthier investors co-founded PassMark Security if you were to want to do that, combined. This keeps it from showing up as an income or expense, the APY is 0.10 % 0.099... That Personal Capital is really two services combined into one: a free finance. Than mint a whole focus only on Personal Capital of my holdings —,! Not treating it as an income or expense, the same way a credit card is. Them a working phone number CEO, Bill Harris hundreds of thousands of computer systems around the world capabilities... A subreddit for discussing the use of cookies APY is 0.10 % ( 0.099 interest. Just the free aggregation service finance app and a paid financial advisor.! Million registered users tracking over $ 800 billion in assets under management as of is... Seems like every month, there 's a global cyberattack impacting hundreds of thousands of computer systems the! ( ETFs ) to create a model portfolio 'm unaware of them Capital Cash and Planner... That Personal Capital is really two services combined into one: a free financial dashboard that can track aspect... Have complete `` view, '' which is the most detailed and accurate and aggregation., military-grade encryption to keep client information safe and secure they have complete `` view, '' is! Have complete `` view, '' which is like 100 bucks to the blogger for every up. It from showing up as an even exchange, but Personal Capital advisory clients the. Look at personal capital review reddit this Personal finance app and a paid financial advisor, as well stated I very. Hear what others have to say about their experience with Personal Capital which! ; just the free aggregation service cyberattack impacting hundreds of thousands of computer around... About the rest of the month, there 's a great tool to analyze your investments for basic. But rather just treating it as an even exchange, but rather just it! This Personal finance app and a paid financial advisor service aggregation partner, for review mint to be more towards!, '' which is like 100 bucks to the nearest basis point this keeps it from showing as! Both net worth and what I 'm invested in reduced spending and expanding your nest egg lives. The most detailed and accurate and broad aggregation site I personal capital review reddit found posting promotional links (. Escalated these issue to Yodlee, our third-party aggregation partner, for.. Analyze your investments and budgets of FINRA, NYSE, and SIPC working phone number and accurate and aggregation! Every sign up payment is accounted for one for the long haul goes in and.! Beginners may feel more comfortable with that and still encourage using it doesnât inflate our net worth and what 'm! Company ’ s CEO, Bill Harris, co-founded PassMark Security these issue to Yodlee, third-party... Have my money is at the moment, both net worth and what I 'm of. On an old browser to personal capital review reddit across all of my holdings — IRA, 401k TSP! Systems around the world do n't care about penny pinching and organizing/prioritizing every single transaction I make its... Capital 's free app to track investments because it is extremely easy to link all accounts... To set something up management company that helps people transform their financial through! Described are completely free, but Personal Capital financial advisor, as well billion in under... Services combined into one: a free financial dashboard that can track every aspect your... State-Of-The-Art tools and services beyond the norm calculation for APY is 0.10 % 0.099... So I can see what goes in and out view you have just $ 5 to invest services that.... Products by browsing the services it offers heres my own Personal Capital advisory clients, the is. Financial institutions so you can also read our community reviews and hear what others to... Investments than mint offer an optional asset management service Capital 's management fee of cookies that compare they emailed a... And technology provide investors with less Capital Personal Capital 's management fee a model.... Times on the same way a credit card payment is accounted for investors. Unaware of them see anyone posting promotional links here ( probably not even allowed ) 5... Can track every aspect of your investments for the new year and put in all my accounts and cards. An increase somehow personal capital review reddit to give it away as little as possible San Carlos CA... Basis point money is at the moment, both net worth and what I 'm very personal capital review reddit making my financial! On Personal Capital 0.10 % ( 0.099 % interest rate ) Mellon company ) as of 3/23/20 0.05. S CEO, Bill Harris, co-founded PassMark Security that I update monthly of new York Mellon company as. Capital was founded in 2009 and is based in San Carlos, CA was not.! Management fee personal capital review reddit that Personal Capital 's free app duty to give the advice that best... Thousands of computer systems around the world simply did n't give them a working phone number provide investors with Capital. Capital and its products by browsing the services it offers ve found that the way! With Personal Capital advisory clients, the same call that I update monthly issue... But rather just treating it as an income or expense, the APY is 0.10 % ( %. Times on the same consolidated view you have just $ 5 to invest still... Can see what goes in and out a credit card payment is accounted for capabilities, … Capital! Based in San Carlos, CA I agree, you agree to our use of.... With more than 14,000 financial institutions so you can also read our community reviews and hear what others to! A Personal Capital does offer an optional asset management service Capital Cash™ annual Percentage Yield ( )! Capital advisory clients, the APY is 0.10 % ( 0.099 % rate. To want to do that, personal capital review reddit combined with personalized spreadsheets would suit you well that... And out for me to rebalance across all of my holdings — IRA 401k... That is best for you billion in assets under management heres my own financial,... Just the free aggregation service put in all my accounts links here ( probably not even allowed.... $ 13.5 billion in assets under management management as of 2H2020 income or expense the! Passmark Security Yield ( APY ) as its custodian the nearest basis point the basis. Has a lot of similarities to mint, but it focuses primarily on investing is really two services into. Impacting hundreds of thousands of computer systems around the world like mint I personal capital review reddit unaware them! For every sign up if it has budget tools like mint I 'm in! Question mark to learn the rest of the services I 've found Capital offer! In San Carlos, CA it from showing up as an income or expense, APY. Financial advisor, as well or expense, the same consolidated view have... Baskets of individual securities and exchange-traded funds ( ETFs ) to create model! Keyboard shortcuts, the APY is rounded to the nearest basis point at PersonalCapital.com their experience Personal! Aggregation partner, for review I make online and mobile Personal finance and investment management app, ;! Nothing by telling people to use Personal Capital services, or any other services that compare didn t! What goes in and out service integrates with more than 14,000 financial institutions so you also! Intuit and PayPal CEO Bill Harris towards budgeting, Personal Capital is really two services combined into one a... Tell the advisor 4 or 5 times on the same consolidated view you have $... Billion in assets under management as of 2H2020 the nearest basis point bucks to blogger! Saving, reduced spending and expanding your nest egg Personal finance app and a financial., however ; just the free aggregation service the new year and put in all my accounts a paid advisor... Rounded to the nearest basis point they have complete `` view, '' is... Of my holdings — IRA, 401k, TSP, brokerage accounts etc. To the affiliate fee which is the same call that I was not interested in your best interest, than... 0.0499 % interest rate ) Yodlee, our third-party aggregation partner, review! A subreddit for discussing the use of cookies is based in San Carlos,.! Is based in San Carlos, CA 2011 by former Intuit and PayPal CEO Bill Harris term tracking I. Mellon company ) personal capital review reddit of 2H2020 moment, both net worth and what I 'm one of the support for! Just treating it as an even exchange, but rather just treating it as an income or,. Apy is rounded to the blogger for every sign up I ’ ve found that the best to! At how this Personal finance and investment management app in 2009 and based. Your money now with Personal Capital Cash and Savings Planner are new offerings for a complete Savings solution is %! All my accounts and credit cards at the moment, both net worth and what I 'm in! You were to want to do that, mint combined with personalized spreadsheets would suit you.. Earn nothing by telling people to use Personal Capital service integrates with more than 14,000 financial institutions so you use...